Home Sellers Assistance Program
Up to $20,000 in interest free mortgage payment assistance.
Reduced Real Estate Commissions
Lower Legal Fees
Rental Income Loss Assistance
Next Home Deposit Assistance
Pre-Sale Home Repair Funding
Planning to Sell?
Home Sellers Assistance Program provides
no-cost support and may be able to help if you:
- are struggling to keep up with mortgage payments
- need more time to prepare and sell your home
- expect a loss of rental income while your property is being sold
- need funds for a deposit while your equity is still tied up in your current home
- are under financial pressure and want to protect your credit
- want to reduce selling costs, including real estate commissions and legal fees
- need repairs or improvements completed before listing your home
- would like access to an experienced local REALTOR® who understands today’s market
Home Sellers Assistance Program
Up to $20,000 in interest free mortgage payment assistance.
Reduced Real Estate Commissions
Lower Legal Fees
Rental Income Loss Assistance
Next Home Deposit Assistance
Pre-Sale Home Repair Funding
Planning to Sell?
Home Sellers Assistance Program provides no-cost support and may be able to help if you:
- are struggling to keep up with mortgage payments
- need more time to prepare and sell your home
- expect a loss of rental income while your property is being sold
- need funds for a deposit while your equity is still tied up in your current home
- are under financial pressure and want to protect your credit
- want to reduce selling costs, including real estate commissions and legal fees
- need repairs or improvements completed before listing your home
- would like access to an experienced local REALTOR® who understands today’s market
Meet GN Allen
- Performance Trainer — 17 years coaching REALTORS®
- Certified Home Inspector — Allen Home Inspections
- Administrator — Home Sellers Assistance Program
For the past 17 years, I have coached hundreds of REALTORS® throughout the Greater Toronto Area, helping them develop the communication, negotiation and selling strategies that have contributed to thousands of successful home sales. As a Certified Professional Inspector with Allen Home Inspections, I have also had the opportunity to meet homeowners at virtually every stage of the selling process.
Over the past few years, I have increasingly seen homeowners make important selling decisions under financial pressure rather than from a position of strength. I have seen homeowners fall behind on mortgage payments, eventually losing control over the timing of their sale and the offers they were able to consider. I have seen homes brought to market before they were properly prepared, listed with the wrong strategy, sold with unnecessarily high transaction costs, and offers accepted that may have been improved had the homeowner had more time, flexibility and negotiating strength.
What I Do
I am not a REALTOR®, and my role is not to act as your REALTOR® or represent you in the sale of your home but I will work with you and your REALTOR® towards the best possible outcome.
Home Sellers Assistance Program was created to address a growing need and to give homeowners and their REALTORS® access to additional resources, experience and support that can help create the conditions for a successful sale.
For homeowners who qualify, the program can provide substantial interest-free financial assistance while your home is being sold. We may also be able to help reduce certain selling costs, including REALTOR® commissions and legal fees.
I work alongside your REALTOR® as an additional resource, bringing more than 17 years of experience coaching REALTORS® on listing strategy, communication and negotiation. I can provide additional perspective and support as your REALTOR® prepares your home for market, develops the pricing and marketing strategy, negotiates offers and works toward achieving the best possible outcome.
And perhaps most importantly, there are no additional fees or hidden charges paid by you to participate and receive benefits from the Home Sellers Assistance Program. You pay the commission you negotiate with your REALTOR®, just as you normally would and in many cases that commission is reduced.
Your REALTOR® represents you and remains responsible for the real estate services associated with your sale.
Text or call me directly at 647 773 8141 or request a free confidential consultation.
How We May Help
Frequently Asked Questions
No.
No, there are no additional costs to you other than the commissions you would normally negotiate with the realtor. In fact often I can secure reduced commissions. I work with the Realtor in a support and advisory role throughout the transaction and am compensated by the Realtor. As a result, there are no additional fees charged by HSAP to homeowners for participating in the program and no interest or fees charged on mortgage assistance. My objective is to help homeowners make better decisions while giving REALTORS® additional resources to achieve the best possible outcome for their clients.
Absolutely. Just reach out to us before you sign a listing agreement so we can explain to your realtor how our program works and how we work with them.
Subject to a very simple approval process we can help you with your mortgage payments “interest free”. Your lawyer pays us back the advanced funds from the proceeds of the sale of your home once your sale closes.
Most Home sellers will qualify and there are no admin costs or fees but if you do not qualify, we will still discuss your options including helping you find ways to lower the cost of selling your home.
Usually 20-30 minutes.
Absolutely not. The program is there to give you enough time and resources to generate higher offers and give you every opportunity to sell your home at the highest price but you are never obligated to take an offer or sell your home.
We can help advise you on options with tenants in the event you are selling your home and wish to offer vacant possession.
No. This program is designed to help you sell your home on your terms. With the right home preparation, pricing and marketing strategy we should be negotiating the sale of your property in the first 14 days when you are in the strongest negotiation position but there is no pressure to sell the home quickly or below market. If there is some urgency we can move fast. This is contrary to many agents who want you to drop your price to sell faster and for less money.
Subject to a simple approval you can use the program to help with your deposit prior to the sale of your existing home. A common problem with buyers who are upsizing or downsizing is their money is tied up in the equity of their current home. We can help interest free!
Absolutely. I have worked with top local realtors throughout the GTA who know how to prepare, list and sell homes under all circumstances.
Yes. Always.
If you are worried about mortgage payments, financial pressure, accepting a low offer, need more time, need help with a deposit, or simply want another opinion, it is worth having a conversation.
There is no pressure.
Just an opportunity to understand your options.